Hi all managed to get a half-decent insurance quote yesterday, from Adrian Flux.
Details:
£1423 t.p.f.t,
dependent on Cat.1 security device.
Car garaged, only myself to drive, main car, 2 years NCB, Clean licence and no accidents.
Policy includes:
Legal cover,
Windscreen Replacement.
Not too bad when you consider that the closest i could get beforehand was around the £2350 mark… :shock: :evil:
Yup tried Hyperformance sat down with a copy of:
Top Gear,
Japanese Performance,
Yellow Pages,
and some numbers i found on the 'net,
Searched the lot. Most wouldn’t even quote me and a lot of those that did wanted me to have a 1994- onwards car for ‘underwriters reasons’. Wanted to go with Liverpool Victoria (T&GWU union members get discount plus Dad insured his '91 TT with them) but they don’t list the Auto N/A nor do they insure under 30’s.
Average quote seemed to be around the £2.5k mark.
The worst quote i had was (are you sat down for this?)
£5575 THIRD PARTY FIRE & THEFT! :shock:
Can’t remember who it was off cos i got off the line and just moved on to the next rip-off merchant.
Adrian Flux also took into account the fact that all my recent cars have been big exec-type cars (2x Omega 2.0 16v, 1x Omega 2.2 16v, 1x Opel Omega (Carlton) 2.6 12v) which are similar size and for a 20 yr old fast powerful cars.
Im in the same spot got a few quotes around 900 quid and they were all confirmed over the phone after i purchased the car they said that the price was wrong and then gave me prices of 1500 to 2500 pounds then i went to screen trade on the net and got it for 750 tpft wouldt do fc and was with no excess the company that gave that price was zenith so give them a go
I got hard copy proof of the quote from Adrian Flux through the post - reference number and all + the quote is valid for 30 days. If they try and jack the premiums up i’ve got the papers to say the quote i got is the one i want.
Tried Zenith through Screentrade before i phoned Adrian Flux - £2491 t.p.f.& t. :shock:
quote. Adrian Flux also took into account the fact that all my recent cars have been big exec-type cars (2x Omega 2.0 16v, 1x Omega 2.2 16v, 1x Opel Omega (Carlton) 2.6 12v) which are similar size and for a 20 yr old fast powerful cars.
Yep that must be the reason!! I could only get £3200 off them, and i am 21 with 2 years ncb. but the car I drove before this was a corsa!!!
Strange thing is, adrian flux quoted me £1286.25 on a 3000gt Twin Turbo, and i’m only 21 with 3yrs ncb, thought that was quite a good price for a group 20 car at my age! I am changing over from a celica GT4 though, and the car before that was a rover 220 turbo coupe, both of which are over 200bhp so that might help the price.
Seeing as yours is NA it ought to be cheaper, then again it is a jap.
Adrian Flux will quote you, they quoted me £1850 on a GTO TT.
3000GT will be much cheaper, A-plan quoted me £1000ish and Adrian Flux had a similar figure. Only reason i ended up with an N/A is cos i need an autobox (my legs are too long so i can’t press the clutch pedal comfortably without removing the steering wheel)
Either: Go find a very nice condition N/A and do what i’m doing (building no-claims until i’m 25) and then go buy your dream TT, (approx. £2.5k-3.5k for car, £1.5k for insurance - £4-5k total),
Or;
Spend considerably more on a good early model 3000GT but spend i bit less on the insurance (approx. £5-6k for car, £850-1,250 for insurance, £5,750-7,250 total).