Direct line renewal I'm 29

I’ve just re-newed my insurance and direct line has quoted me £780 Fully comp, full no claims,3 points, tracker fitted for a TT 10,000miles allowance. I opted out of the protected no claims as I haven’t made a claim in the last 12 years, the excess is £400 anyway and oh yes i’m thirty next year so can oficially get the old gimmers insurance policies etc. :lol: :cry: :lol: