On a lighter note than my early rant about Ford…
My insurance renewal came through the other week. AON have been taken over by Footman James. The renewal should have been £306 but they’d taken it upon themselves to give me unlimited mileage. As the car stands for weeks on end sometimes, I asked for a new quote based upon last year’s mileage limit of 1500 per annum.
£209.40 + £1.50 credit card charge.
Brilliant! Saved myself nearly a ton! Worth a look if anyone’s renewing anytime soon.
Got the best ever quote for my car this year i admit you have to be over 25 for these figures but i have always based my insurance on an annual mileage of 5k, now i never get anywhere near that so asked then to reduce the mileage to 3k which reduced the premium by £100.00 to £280.00
Then the guy say’s to me, reduce the mileage to 1.5k a year and we can do the premium for £202.00, i said done.
What was his angle on this, well allegedly it seems that your fixed mileage a year, rolls over year on year what you don’t use, in my case that was 20k which gets added to this years premium
Now did anyone know that
I have always had a 7k guaranteed valuation on the car with £200.00 excess and £50.00 for the windscreen
This cover comes with breakdown cover home and abroad plus your legal fee etc.
The thing with this insurance is there’s no, no claims bonus’s attached to it so if you use this company and you didn’t have full no claims bonus and you move to another provider, obviously it stay’s at the bonus when you first moved to this company
But remember there’s a time limit on how long your bonus hangs around for
Hope this will be of interest to people
Malc
I think the time limit for the NCB is around 3 years. That said I did find an insurance broker in Nuneaton some years ago that took company car use into consideration. Handy if like me you sell your car because you have a company car and then some years later decide you want your own car again.