Hi all
my cars up of renew all very soon I’d like to know if you think I’m paying over the odds cos it dose seem a bit too high to me
I live in the postcode off OX12 7
I’m 28 I have 2 year N.C.B and it is garage over night
the cars mods are exhaust, alloy bbs 19", fuel pump, rear brakes, flip paint, 13T’s, suspension and dump valve and still running 280bhp i think that’s it all
Adrian Flux what’s just over £1500 with £300 xs
Sky what just under £1500 with £400 xs
is this about right
Cheers Ivan
this my premium:- sorry if it annoys anyone 
23 3yrs NCB
1991 gto TT (this car a new purchase in similar performance group, experience makes a lot of difference)
b60 2ay postcode
19s, air filter, exhaust inc de-cat, BOV, car up to 330bhp to allow for further mods in the next 12 months ie re-map/up in boost
clean license/no accidents in 5 yrs
£877 comprehensive 500xs (mods declared but not like for like)
£989 comprehensive 500xs (mods declared and covered like for like).
MODS said I cannot post company names or suggest where to look online being I work in insurance but If anyone needs a hand PM me.
Don’t know if anyone else works in insurance member wise here…
I’ll try and help anyone save money who is a full member!!! 
(P.S Just sent for full membership, cheque in post)
Ivan,
PM replied to requesting all your details so I can look into your insurance.
Dave
GTOGAZ,
PM replied to requesting all your details so I can look into your insurance.
Dave
[quote]this my premium:- sorry if it annoys anyone
23 3yrs NCB
1991 gto TT (this car a new purchase in similar performance group, experience makes a lot of difference)
b60 2ay postcode
19s, air filter, exhaust inc de-cat, BOV, car up to 330bhp to allow for further mods in the next 12 months ie re-map/up in boost
clean license/no accidents in 5 yrs
£877 comprehensive 500xs (mods declared but not like for like)
£989 comprehensive 500xs (mods declared and covered like for like).
MODS said I cannot post company names or suggest where to look online being I work in insurance but If anyone needs a hand PM me.
Don’t know if anyone else works in insurance member wise here…
I’ll try and help anyone save money who is a full member!!!
(P.S Just sent for full membership, cheque in post) :D[/quote]
The thing is can you not reduce your exess by paying a higher premium
Cause at the end of the day if you say, busted a wheel up it would be cheaper to pay it out of your pocket in most cases rather than using your insurance
And afterall thats what it’s for, i went down that route
Malc
how come thats so cheap iv got done over i swaer
23 years old
lisence 6 years
2 years NCB
EX car volvo c70 t5 (quicker then mine now)
1996 GTO inport N/a
6000 miles a year
driveway over night
non commute car
mods = pipes only
OH and i live in a tiny village with cctv everywhere
£1650 + £400 ex
WTF
P.S with sky
don’t know what job is but for this type of car a white collar job (office based) gives much higher discount.
also clean license v important for a car in these groups
Just the way it is…
Oh and some insurers will insure the TT cheaper (can put on cherished car scheme) :?
P.S remember to always state you’re a member of this club even if not asked :!:
Malc, you can lower your excess, but not @ 23 with mods on the car. That will be the lowest excess offered. Maybe when I’m older I’ll look into it but I was surprised it wasn’t more than this now 
When your insurance comes up for renewal drop me a PM I’ll be more than happy to do the leg work for us members…
Dave