Ok this is my first post here as only found it a day ago. I’m thinking of getting a GTO TT or at least I would like to get one.
The main problem I have is the insurance. I’m 19 and I don’t have any years no claims bonus although I have had a full license for about a year and half but I have been on my dads insurance because I have a Honda Prelude 2.2 Vtec and couldn’t insure it under my own name.
So the porblem I have is I’m doubting that anyone would touch me as the few places I have tried they have said no as I’m under 21 or because I don’t have any no claims bonus that or the one quote I got of being about £7000 and that was only tpft
So basicly if any one has any ideas of were else I could try or how I could manage to get insured on one and prefferably fully comp and not for several thousand pound over the car value.
I have tried Tesco, Direct Line, Adrian Flux and Footman James. The only other option I can think of is that I try to get insured on my dads name again but I would really like to have my own insurance and getting no claims bonuses.
Yeah i just wondered if any might be willing to accept that I have been insured for over a year just under my dads name and might use that (long shot I know but still)
I had thought about trying to get one on his policy but sometime in the near future I would like to move out which would make having the car on his policy next to impossible.
To some degree I wouldnt mind paying bit extra for that first year if I knew that it would drop to a more realstic price after that.
No good asking us really, this is a question only companies can answer. Get on the phone and be prepared for a lot of "no"s and “ermm, we’ll call you back after we refer to our insurer” :?
Yeah just wondred if anyone knew of any places that might be more inclined to say yes and prefferably at not to higher price or jsut of other compaines I could try
Resource links on the website homepage will take you to a list of the most common.
But you will have to ring around at your age to see if they are interested, I suspect you will find the choice quite restricted. I think everyone here is older than you so experience of premiums for a 19yo is minor/zero.
Its all going to be down to legwork (or earwork since you’ll be on the phone a lot! )
im 20 and looking to buy a uk 3000gt (not a GTO import) which u will have more chance of getting insured on! i also went through varies insurances and the only one i could find that insured me at a reasonable figure of £1500 was www.budgetinsurance.com try this otherwise no chance buddy.
Probably a stupid question just as i have only recently started looking at GTO’s I don’t really know a great deal about them so whats the actual difference between the GTO and 3000GT
thats a good idea maddog thanx I hadn’t thought of that
and yeah i know the 3000gt is the uk and gto is the import but do they have different features or different outputs or anything
my prelude at the moment is uk but the imports have some extra features such as LSD, traction control, climate control, retractable mirrors and a few other bits and slightly higher bhp
the uk 3000gt have the extras, leather seats… etc rather than the imported having the extras.
and think i read somewhere the uk 3000gt have bigger turbo’s im not sure though?
Probably a stupid question just as i have only recently started looking at GTO’s I don’t really know a great deal about them so whats the actual difference between the GTO and 3000GT[/quote]
Regarding insurance, get an old metro and insure that or perhaps a 2cv anything with an mot and insure that for a couple of years to get your no claims bonus up cheaply
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