The Cheapest insurance ever!

oh yeah im 30 by the way oops forgot that bit.

I’ve changed the order from age to price but I have kept the Mk1 TT under 30’s and over 30’s seperate.

My insurance is with Frizzell.

I am 36
92 TT no mods quoted
6 points, parked on the road (Somerset)
Full no claims discount
£480

Frizzell give you extra discount for being a CSMA (Civil Service Motoring Association) member. As a member you can also get cheap breakdown recovery. If you join mention me and we’ll both get a bonus :smiley: .

Interesting how Quail Man got £200 discount for adding his dad to the policy. Might have to try that one (shame I dont have a Granddad :!: ).

Steve

I just got my GTO and rang around, most werent happy with an import or mods, got fully comp with AON for £415 as second car, classic car, all mods declared, limited to 5k miles. As second car they didnt need no claims, did need Thatcham cat 1.

Mark

p.s. Hi everyone

To Spedley
I just want to say what a great job your doing as someone mentioned before it’s one hell of a minefield out there and with the information you are providing it’s giving everyone a chance of finding cheeper insurance.
Well done keep up the good work.
Regards
Damian

just renewed mine
92 gto tt standard
6000 miles
cat 1
not protected… a big con if you ask me
full bonus
38 years old and the wifes 32
£453 all in after a good haggle
with highway insurance through direct motor line
0800 037 8883.

Hi guys,
i pick up a 92 TT on thursday, i’m 34 on the 22nd of this month and the lowest quote i had with no accidents or convictions is £1750 :(, i think most of it is down to my post code M24? if anyone could post links to online quotes please do, the car is almost standard with the exeption of 4" rolled out SS exhaust and aftermarket DV, its fitted with thatcham cat 1. and nothin i can do will bring down this darn quote lol…

helllllllllp meeeeee

I just got my renewal through

It’s a '93 TT with non-standard wheels and exhaust.

I’m 33 with 4 Years NCB, and it’s costing me £719.25

and that’s with Direct Line.

Mark

Another quote for your database…

91 TT mk 1 GTO, no mods, insured as 2nd car

Driver age 31, 8 yrs NCB, no points/convictions

Garaged near Oxford

Insured with AON on classic roadster policy - 5k mile limit

£450… well chuffed with that :lol:

93’ Mk 2 GTO N/A
K+N induction
3pts speeding
6yr no clains
25yr old
Federal Agent :slight_smile:

A-plan imports £750 Fully Comp
£450 excess

After 2 month heated battle with my previous insurrance company ive finaly got my deposit back and sorted my insurrance out…costing me a fair bit mind thou…but worth it…

MK1 91 N/A non-turbo
24 Years
3 Years no claims
5000 miles limit
No mods
CAT 2 Alarm fitted
LN postcode
SP50 - Speeding ban (tut tut)
IT Consultant

£1,475 TPFT

Roll on 25 where i get more choices of insurers :frowning:

Tesco, male,29, 3yrs no claims, fully comp,£1200. :shock:

Age 54, 1991 GTO TT, 9 years no claims, West Norfolk, 3 points for speeding.
£400 fully comp. £400 excess.
Liverpool Victoria. :smiley:

There’s the proof, then. As many of us have said: unless you’re rich it pays to build up your NCD on a lower insurance group car before getting a GTO. And the reason the premiums are so high is because less experienced drivers are more likely to want to take the car near its limit and take chances in unsuitable conditions and, hence, have accidents - or get caught speeding.
Some quick tapping on a calculator gives the average age of contributors to this survey as 33.4

i still think they count how many maltesers they have and multiply it by hundred. becuase i cant understand now that with all this newfangled technology, they know exactly if you have had an accident or points or not in the years they ask, and still hit you for a kings ransom to issue a bit of A4 saying ‘YOUR INSURED!’.

also i think the insurers believe that becuase its an ‘import’ the parts are not available, yet mitsi will fully endorse a car made by them no matter what country its come from and give complete body and technical backup. insurance firms should do some homework then maybe the GTO might be as insurable as the 3000GT.

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I have a service contract to maintain all the IT equipment at a company who is an intermediary between the brokers and the underwriters.

So I asked why are quotes so different? I was amazed at the answer. Underwriters have to balance income (new customers) with risk (What they might have to pay out) with in a given finicial period. this can change on what can be a daily basis, depending on how many new customers they want/need to meet a target, and what risk they are willing to take in order to take on those new customers. so, you can get an extortionate quote from one broker one day, only to have a better quote later due to the underwriter not meeting his target.

I was amazed at this, but can assure you it is true, but cant tell you when certain companies run their targets…some are weekly, some monthly, and some yearly. It really is a lottery, but this broker-intermediary did say that it was worth re-trying companies who have quoted high premiums in the past as they run a ‘sale’ to get new customers if they don’t reach targets.

The obvious is true though…if you live in a high risk area, and are a young guy with a high performance, imported and kitted-out car, you have SH*T IT!

1993 TT fully comp 436 quid,
with elephant , just quoted yesterday
and the shop is local,
will be taking it.

:lol: :lol:

Hi new to this but just insured my 92 TT for £630 fully comp protected no claims with First Alternative

I’m 44 male any one better that!
sean

Just renewed my insurance through privillege

28 years old 65% NCB £643 with 250 excess.

This included aftermarket wheels.

Craig